Career insurance for creators
Your income swings, your platforms shift, and there's no safety net under any of it. Loot watches your revenue, your platforms, and your risk, then turns each fix into a clear next quest, so you see trouble months out, not the week your payout drops.
No card, no spam. Just early access when HQ opens.
Three hits keep landing, and most creators never see them coming.
One month you're up, the next you're down 40% for no clear reason. Payouts land on their schedule, not yours, and you can't plan a life on a number that swings that hard.
An algorithm tweak, a policy change, or a demonetization can erase your reach overnight. You built the audience, but someone else owns the switch, and they don't warn you first.
No HR, no benefits, no severance, and self-employed creators generally can't collect unemployment insurance. When the income dips, there's nothing underneath to catch you.
1.5M
Americans now earn a full-time living as creators, up nearly 8x since 2020.
IAB study by Harvard Business School's John Deighton, 20251 policy change
is all it takes. TikTok shut down its $2B Creator Fund in 2023. Twitch cut its top revenue split to 50/50.
NBC News, 2023 · Twitch, 2022Connect once and Loot does the watching. You just play the quests.
Link YouTube, TikTok, Twitch, and more in a tap. Read-only, always.
It maps your real cash flow, runway, and risk automatically.
Every gap becomes a clear, do-able next move worth real XP.
Build a shield fund and grow into the shared safety net over time.
Equip them once. Loot runs in the background and pings you before things go sideways. Every one of these is live in HQ under the same name.
Set a loot goal. Green means Vault Secure, red means Shields Down (with months of warning, not days). Your income, with an actual health bar.
Payout cuts, policy changes, and reach decay flagged as incoming threats before they hit your loot. Boss-level alerts get boss-level warnings.
Loot spots a drop forming and warns you months out, while you still have time to react.
Every sponsorship, rate, and deadline in one place, so you never undercharge or drop a deliverable again.
Track your Heat across platforms and catch a reputation dip before it costs you deals.
Know exactly what to set aside every quarter, so tax season is a non-event instead of a panic.
An emergency fund as your shield, plus income smoothing that turns volatile loot into a salary you can plan a life around.
When the model sees less than 3 months of runway, Loot doesn't play. No "game over" jokes. You get a calm, specific regroup plan: refresh the resume, work the network, lock in one income stream the algorithm can't touch. That alert has never once been fun. It has always been worth it.
Loot isn't just for streamers. Pick a class and the quests, copy, and tools tune to how you earn. Your data stays your data.
Twitch, Kick, YouTube Live. Your loot spikes with every stream, and one platform usually holds it all. Loot watches the concentration.
YouTube, TikTok, Instagram, shorts, podcasts. Your loot compounds across uploads. Loot finds the route that pays your hours best.
TikTok Shop live selling. Your loot is GMV and the fee schedule is the boss fight. Loot tracks orders, AOV, refunds, and settlement for real.
Switch class any time with the toggle inside HQ.
A live HUD for your income, threats, and quests. This is the view you get the moment you enter.
Pick your class - it tunes your quests and copy, never your data.
Preview with sample numbers. Financial wellness, not financial advice.
Analytics suites tell you what happened. Link-in-bio tools sell your merch. Not one of them answers the question that keeps creators up at night: "What happens to me if this platform changes the rules?" Loot is the only tool built around predictive risk and financial planning, the layer that protects you, in a skin you'll actually open.
| Capability | Analytics tools | Loot |
|---|---|---|
| Cross-platform analytics | ||
| Monetization optimization | - | |
| Predictive platform risk | - | |
| Loot goals + runway | - | |
| Financial planning | - |
See your income, stash for taxes, and get warned before the cliff.
Creators pool reserves into a shared net for the bad months.
A real safety net for the creator economy, built with creators.
Start free. Lock the founding rate when you join, and upgrade when your loot deserves a bodyguard.
$0/ mo
For creators just getting serious
$19/ mo
For full-time creators
$49/ mo
For creators building a business
$149/ mo
For teams and managers
Founding rates lock at signup and won't rise while you stay subscribed.
Already have access? Enter HQ.
No. Loot is financial wellness, not financial advice. We show you your own numbers, flag risk early, and turn the fix into clear next moves. What you do with them is your call.
Never. Loot reads your platform payouts to map income and runway. It is read-only, and it does not touch, hold, or move a cent of your money.
YouTube, TikTok (including TikTok Shop), Twitch, Kick, and Patreon connect today, with more next in the queue. Connect as many as you run, all in one HUD.
Yes. The Free tier gets you a loot tracker, one connected platform, and a weekly threat digest, no card required. Level up to Pro when you want the full loadout.
Today, Safety Net is your shield fund plus income smoothing inside HQ. The endgame is bigger: creators pooling a small shared reserve that backs every member through a rough patch. You start by protecting your own loot, then grow into backing the guild.
We are onboarding founding creators in waves. Join the waitlist and we will ping you the moment your spot opens, with the founding rate locked in.
Get the tool that makes sure you always see the cliff coming, with time to build a bridge.
Free for early creators. No card required.